Where the cat tail biting Berlin/Munich as the German economy in the remainder of the year will develop, according to the ifo-Institut depends on whether the lending in Germany comes back in swing. In the early stages of a recovery, one must avoid that it comes to a credit crunch”, as the ifo economic expert Gernot Nerb. The credit hurdle had been high in the past few months. Without loans, the economy is not running. Therefore has absolute priority”the rehabilitation of the financial sector in the fight against the further downturn, calls Mario Ohoven, President of the Association of SMEs (BVMW). However, recapitalize the banks was not an end in itself.

State aid should be linked to lending to SMEs. Contact information is here: Tony Ferguson. The International Monetary Fund has highlighted the extent of the problem. %D7%98-%D7%9C%D7%99%D7%A9%D7%A8%D7%90%D7%9C-63dcbf9f0240’>???? ?? ?? ???? ??? . The Washington Monetary Authority expects that this corresponds to world’s non-performing loans amounting to more than four trillion dollars 3 trillion euros in the accounts of the Banks napping. Consequence: risk prevention is a top priority at the banks. Therefore, the loan financing has become generally far more difficult for small – and medium-sized enterprises.

For every second medium-sized companies, credit conditions have deteriorated in the past four months. Nearly one-third of the companies was forced to postpone investments. More than 80 percent of the companies expect a further tightening of financing conditions in the next six months”so the experience of Ohoven. The banks would justify their restrictive credit policies with increasing need for risk provision from the lending business. But here, the cat tail bites: because worsening of the economic situation, there are more bankruptcies and loan defaults to – and that the banks must then take precautions. As a result, the financing conditions deteriorate again. Many enterprises are so precisely in the bankruptcy, because the banks have turned to the credit tap them”, explains Ohoven. She had this vicious circle Break through the Federal Government. Two ways to offer opinion by Ohoven: the Federal Government should use its influence on the banks to ensure lending to the SME sector. Just then, there must be State aid for commercial and State banks fulfil their economic function and keep the money cycle vital for the economy. Also the Government must facilitate quickly and clearly the funding from its own sources the company, to reduce dependence on banks and other lenders”, calls the middle class President. Specifically, remaining profits may be made tax-free in the company. In addition, access to funding loans must be improved.

Unfortunately it remained unclear what had happened and what finally to this world had led. Despite patient hook to the therapist, she remained us the answer guilty. What happened was very questionable not only me and GERD, also the other present. In conversation with a participant, I learned after that even those who had already visited such sessions, had still not returning in the future. Later I read that a similar meeting in the United States should have resulted in approximately the same results in the year 2040.

I’m not an occultist, spiritist, or a spinner who took it seriously at the time. But I remembered more often on this return, especially because our current reality but in a completely different direction seems to move. I always thought made me about, how this representation from the year 2042 to reality might be and whether there is a way through this harmonious vision of the future could be realized. How should a world with daily approx. 15,000 starvation, poverty, terrorism, wars, education emergency and environmental pollution rule, so to the positive change can? The Governments move further away from a solution to the problems around the world every day. With all good will, which is also available, but more and more poverty and hunger, more environmental problems and wars are created and for the education of our children not being done what would be urgently needed.

Why the policy can do nothing, hear and we read every day in the media: you have to make loose money in the a place to have it again available to others. The necessary financial means are always missing municipalities, States and federal, this is so easy. This reality is the inevitable path pointing to a new world. There is no miracle, but there is a way that won’t cost a penny, and at the end are incredible, positive results and a world, as it has been described at that time for the year 2042 GERD and me. I’m not a writer, not an editor and certainly not German studies. I hope what’s important and what’s at stake, but everyone will understand yet. Seite%20Mitarbeit.html Wolfgang Bergmann